MY STORY

Good morning beautiful people! I'm Noli Eugenio Jr., your friendly financial educator. I am a Certified Public Accountant and a Senior Marketing Director of International Marketing Group (IMG) and I would like to share with you my story.

Right after passing the CPA Licensure Exam in 2008, I immediately landed a job as an auditor in an auditing firm in Makati. I stayed there for a few years and got promoted every year. I handled several clients both big and small. I had the opportunity to talk with CFO's and CEO's of different companies and also learned a lot from them.

I thought that I'm doing a great job because of the yearly promotion and salary increases however, when I looked into my bank account, I had no savings at all. So, where did my money go? As a CPA, I am expected to be good at finance, but this experience made me realized that being a CPA, doesn't guarantee me to be financially successful. Something needs to change.

August of 2012 when a friend of mine who was a nurse by profession, invited me to attend one of the Financial Seminars of IMG in Makati. At first, I was hesitant, but since it’s a holiday at that time, I said yes to my friend.

The one who gave the lecture was a medical doctor and for the entire duration of lecture, I felt like she is speaking to me one-on-one. She spoke about having the right discipline when it comes to managing money, about having the right mindset and having financial goals. She stressed out that in order to be wealthy, you should spend less than what you earn. It’s so basic, yet not so may, including myself is doing it. This blew me away most especially because I call myself a CPA, a finance practitioner but, I don't know how to properly manage my own finances.

So right there and then I got hooked because I really wanted to learn more and to make myself better. And the topic that really caught my eye in the seminar is about How to Build a Solid Financial Foundation. A very powerful financial strategy that I’m doing even until today.

Building a Solid Financial Foundation is a step by step process which can help me, and you achieve financial freedom.
Step 1 is about increasing cash flow which the very foundation of personal finance.
Step 2 is protecting yourself with both short-term and Long-term healthcare.
Step 3 is ensuring proper life insurance protection.
Step 4 Eliminate / Managing debts.
Step 5 is creating Emergency Funds and last but not the least
Step 6 building and accumulating long-term investments like stocks and mutual funds.

I was very interested that is why after a week, I went back at IMG Office which is at that time just 2 blocks away from my work. I signed-up for membership and paid the membership fee which for me is my very first investment for myself.

The main reason why I joined IMG is because of the unlimited and lifetime free financial seminars. And on top of that, there are several benefits that I can avail and most of these benefits will lead me to my goal which is to build a solid financial foundation and achieve financial freedom.

Here are the list of benefits that IMG Members like me, are privilege to have.

After joining IMG, I did not only attend seminars, but also applied the learnings. I started building my solid financial foundation by getting myself a Kaiser long-term healthcare. Kaiser Ultimate Health Buider is a 3-in-1 Financial Product that provides me healthcare, life insurance and long-term savings. This is one of the most significant decisions I made in my life.

Then after few months, I also got my term Life Insurance to protect my family and little by little started investing in Mutual Funds and stock market. It wasn’t very easy at first because I must squeeze my budget to be able to do all this. At that time, I’m supporting my parents and my sibling’s education. I learned how to save and invest but my biggest problem is how can I increase my cashflow. Then I found out that in IMG here is also an opportunity for me to increase my income by helping other people and sharing the concepts that I learned. I became a student of the business of IMG and later on I became a Financial Educator and an Associate Financial Planner. This helped me increase my income.

After more than 7 years of being a member, IMG helped me and my family in a lot of ways. I was able to impart all the learnings with my family and some of my close relatives. My siblings started investing at an age earlier when I started and two of them are also members of IMG. Because of IMG, I was able to travel to a lot of places both local and international. I have been to Singapore twice, Macau trice, Hongkong, Malaysia and more to come.

Currently, I’m no longer just an attendee to the Financial Seminars at IMG. I am now a Financial Educator who is passionate in sharing the learnings that I gained from my experience and experiences of my mentors. I was also given the privileged to be a core-team member of the Young Investors Club. A group which aims to help the younger generation become successful. I will continue doing the mission of IMG and help educate more families as much as I can.

And remember the Medical Doctor who was the speaker during my first-time attending IMG? She is now my finance, business and life coach and my dearest mother in IMG.